Refinance appraisals don't have a purchase contract sales price as a data point, and appraisers are bound to FNMA guidelines & must be data based.A bunch of appraisals cross my desk every month.

Answer: they are fringe operators playing loosely with the laws.

Here in Texas, if you have an agreement (verbal or libel), signed or not, and work is accepted by you, you are required to pay.However, if you have any proof that you two agreed to that price, he is bound (Check state business precedents, as I'm not a lawyer) to that price.

It all reminds me of that tv show Trading Spaces where a designer is let loose on one room and gets all 'creative'.

I think it's hitting them that they are going to loose their house and only have a few thousand or so to show for it.  

Make a bound binder of this potential deal (don't cheap out) and present your info like that.

I'm a rookie and veteran in real estate and I'm excited to learn and grow within this community.I’m a rookie because I only own 1 duplex since 2007 in Barstow, CA, but a veteran because I have weathered and experienced many problems and my property is currently loosing me money and have been plenty of headaches.

Thankfully, the table has been flipped on us all as we grow as a culture so the stereotype image of a 'realtor' and 'investor' or even just 'home buyer' is so diverse that we can, finally, just be who we are without being so worried about loosing success in our industry because now it's more about what you know and how well you express it.

An agent is bound by duties owed and a fiduciary responsibility to their clients.  

I am going to get a 2nd and 3rd SOW to see how it compares Quote Submitted to Sam Alberry 402 Main St Glen Park, NY 13601.SCOPE OF WORK:Paint Existing Exterior Aluminum SidingScrape all loose and flaking paint and pressure wash exterior walls.