The money from the 1031 exchange property in California seems it would allow us to make some big decisions, and one important factor (for us) is the instant monthly cash flow (yes future is important also).

How come the loan modification company which is Wells Fargo give the motivated seller about 20k in instant equity?

It seems like paying off your credit cards first might make sense, unless you have an extraordinarily low interest rate.If you're paying something around 10% interest on your credit card, you can get an instant 10% return on your money by just paying it off, and that's a 10% return with 0 risk. 

That is why i decided to opt in and get a license just to have that instant access to the MLS when ever i need it to secure clutch deals that dont last long on the market. 

So I could instantly send the same offer and everyone was happy. 

A couple years ago I stumbled upon bigger pockets on YouTube while researching what wholesaling was and instantly became hooked on the podcasts.

This way if you use Stripe you will be able to get your money instantly as well. 100% a better alternative to Zelle or Paypal. 2.

You'll benefit from the lowest interest rates, and be approved for better lines of credit.It takes time to build a great credit file, but it can be destroyed in an instant.  

If you buy a rental for 50% of the FMV and rent it at a positive cash flow, you've already doubled your money (with the instant equity).

But like U I would NEVER buy one that did not have instant equity so I could sell and make a profit.