As I was re-reading some of my loan documents, I re-read the pre-payment penalty on a loan and it's worded after the percentages:  "of the principal balance then outstanding shall be paid to the bank" - what is the percent prepayment penalty based on? 

In general, investment rates runs about a percent above owner occupied.

Don't fixate on the current "Percent Funded" level which means very little, but here again, look to see what the Percent Funded trend line is over the study's 30-year span.

Had storm damage got a contractor in he quit hired a sub contractor to finish he is about 75 to 80 percent done an he is a no show will take calls or texts I was forced to move in insuranxe no longer would pay his completion date he verbaliRd to myself my adjuster an attorney was may 31 he did not make that date an infact had extension to June 6th an house still not completed as agreed on he also has left a big mess of construction debre on my property , I was to sell home as per divorce decree an this is seriously affecting my ability to move forward .

$30k should be fine -- you can get loans for 3.5-5 percent down.

These are things they do right before a recession (not the buying, that was a "once in a lifetime" event that they recently said is now the new norm to manipulate the market and they have been very unsuccessful doing so unless the goal was to saddle the tax payers with more debt and give it to bankers)

The 53122 ZIP code includes 2,292 households, and 75 percent of them earn at least $75,000 a year.

You’re getting it for a whopping 5 percent under market value.

What percent is the loan origination fee? 

If it’s net income in calculating around 17 percent cash on cash which is really good..