(Also the national COVID moratorium places a lot of burden on the renter to prove that it was COVID that caused them to be unable to pay, which is the only thing you can't evict for.

No problem, cause you have something crazy like 10+ years of reserves to make all your payments.

That's the single biggest thing causing high housing costs in the expensive coastal cities. 

Also how can I figure out what is causing the leak that’s making the bill so high?

This will cause faster deterioration of water lines, water heater, etc.

We also argue about how there are many things in the basements that if tampered with could cause a safety issue for them and their neighbors such as the heating and hot water systems.

.- This will not work nearly as well with a direct lender or mortgage banker, mortgage brokers have a far greater ability to be promiscuous and disloyal to lenders than someone employed directly by a specific single lender or bank, obviously.Front page news stories often cause rather large inter-day interest rate swings.

Again, we apologize in advance for any inconvenience or discomfort these actions or this letter may cause.

The Governer Of OR has taken the following actions  "On Monday, the governor said through a new executive order, residential evictions for non-payment and other no-cause evictions will be on hold until December 31, 2020.

But it can understandably cause hard feelings on the tenant side.