Lower LTV's typically result in lower interest rates.

There are so many options, and depending on exactly what your looking for, I'm sure I can help you find it!   

How much return would you need to purchase and hold my property, while I lease it from you with a 5 yr option?

Typically I suggest that strategy with new investors. 

Those easements are typically defined by legal description which can be plotted located if they fall within your property. 

There are a whole lot of factors and differences among the options, even among lenders that fall under the "private lending" umbrellaSharing an article published last year that maybe can help and provide some more insights:https://www.biggerpockets.com/blog/dscr-loans-terms-to-know

If you ever need a hand with funding, I’d be happy to discuss hard money options to help you reach your goals.

What other options for lumber are available that would last longer? 

IMO, Section 8 is a solid option here as they have closed the waiting list for a voucher, but you have to have a PM that knows how to navigate it.

Rooms are more of an option in expensive locations.