This is an off market deal and no agents are involved.

This may be your best bet.

I've never heard of this method before and I'd like to learn more about it.I see that you're involved in a turn-key business, so you might endorse it more than the average person would, but I do wonder if it's a legitimate way for someone to make money in REI. 

I also don't know how I could verify numbers (a.g. the amount paid to the wholesaler), since there is no HUD involved as it is a cash sale.

We stay with our borrowers through out every step of the commercial lending process to ensure the loan closes properly and in a timely fashion. 11 Capital Finance personally handles all title insurance issues, property insurance issues and does all of the coordinating with every party involved in the transaction for our clients.

Some people hedge their bets, and go 50/50 fixed/variable (or some other ratio according to their best gambling/research beliefs, but then focus on paying one down quicker than the other once rates actually change). 

Your post is a bit vague; financial freedom can mean a lot of different things to different people, and it doesn't necessarily involve real estate. 

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

But it usually depends on the title company or if there is a loan involved.

Part of this whole industry involves people feeling uneasy.