Assuming OP has income to offset of course, and depending on other individual factors related to their personal tax situation obviously... am I missing something?

That might include pet policy changes, early termination fees, a fee for a service like a requested lock change.

Lenders will factor in your minimum monthly payment on the balance of the card. 

Those two factors alone will pay off down the road.

you can challenge the value with an accountant, appraiser, etc most markets have a person who charges a flat fee to lower it. in Columbus Ohio most of the people that do this have a guarantee to lower it or it's like half the fee 

What factors do you consider when deciding between requiring a new tenant provide "First | Last | 1 month Security" vs.

By net I mean take home pay after direct booking fees, including cleaning.

If I understand the question, you are asking about the management fee for STRs?

I'm in need of additional funds to pay off lawyer fees and my wife's interest in other properties. 

Do I have to tell him or can I just deduct the removal and replacement fees from his security deposit?