Also, if I buy with the equity loan I will only have about 75 bucks in cc and no down payment which is attractive.

Write a good ad that attracts tenants.

But if I have to go off "new value" like you say, A commercial loan may be more attractive if I can pull out that much more cash.

It's perspective.It also depends on exactly what types of use they are trying to attract, and the demographic they are going for.

That area knowledge is going to be key in you finding deals that attract buyers.I would consider buy and hold until you wrap up college and settle in someplace.

Needless to say, if higher rents are possible, the numbers get much better.I am attracted by the property as it is in a B+ area where I would be very comfortable learning, sending my wife to show an apartment etc..

Are you attracting families?

What incentives should I consider to attract an apprehensive property owner?

My direct marketing has primarily attracted sellers with "mild" interest in selling or sellers curious about what I would pay for their property.

I would like opinions on if i should finish the space and occupy it, or lease the bottom to a retail/office tennant, and occupy the top unit. and what are the best ways to attract commercial/office tennants?