Some portfolio lenders don't require income verification and base the loan on guarantor's credit and the asset. 

Hi all, I own a two family that has identical units.

For example, I see some 1,500SQFT 3/2's in Roeland Park renting for +1,750 but I haven't found a comp like that in Mission...yet they literally neighbor each other and are pretty much identical. 

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

Is there a preferred/trusted site where I can run credit-history/criminal-background/employment-verification checks without paying too much?  

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

The following is based on CA procedures, although most states will have similar if not identical procedures available.

Are most book keeper bonded or insured incase of fraud, identity theft etc?  

By signing below, applicant(s) give permission to (1) current and former employers to release any information about applicants’ employment history and income history to the above named person; (2) current and former landlords to release any information about applicants’ rental history to the above named person;(3) current and former mortgage lenders on property that applicants’ own or have owned to release any information about mortgage payment history to the above named person;(4) bank, savings and loan, or credit union to provide a verification of funds that applicants’ have on deposit to the above named person, and (5) to the above named person to obtain a copy of applicants’ consumer report (credit report)from any consumer reporting agency and to obtain criminal background information about applicants.

My STR calculator looks identical to my LTR one.