Full employment has been less of a constraint on this growth with recent increases in the labor force.It is anticipated that California’s average unemployment rate will remain higher than the U.S. rate and be at 4.3 percent in 2020, a consequence of a younger and more entrepreneurial workforce.The forecast for total employment growth for the current year and the next two years is 1.7 percent, 1.8 percent and 0.8 percent, respectively, with payrolls growing at about the same rate.

I figured they'd want me off payroll ASAP before the school year starts next week.

or you need to go to low value asset land were you have unsophisticated sellers by and large who just want to walk away.. those folks you can talk into all sorts of these exotic owner finance deals.. they all work I have done many of them.. but its a level of sophistication that many times the sellers wont understand and wont go for.. what they understand is CASH...

It is under the belief that they are sophisticated enough to understand the risk/reward dynamics. 

The kind of informational asymmetry this concept depended upon either does not exists (in more sophisticated corners) or is about to vanish over the next few years (in less sophisticated quarters). 

Her daughter works for the sheriff's office, which I was pretty darn sure is payroll that comes from the state or parish (county). 

So all of you “little ol me, I’m not sophisticated enough to do multifamily, just SFH and condos” investors, it’s time to break out the Champaign this weekend...cause you just won the lottery!

Income, assets, age, conservative or more risk taker, sophistication and financial goals just to name a few.

So we took out a loan from his 401k with a payroll deduction.

For people just starting their financial journey he’s a great resource but at some point, once you’re in in a good spot it’s time to move away from his strategies and into something a little more sophisticated.