You have to be cognizant of the immediate area in terms of Class and what the finishes should be installed. 

As some other REI have stated, your home is an asset in terms of your net worth but due to overhead, and taxes it has liabilities.I would suggest having a strategy and discussing this with your spouse.

But just for fun, let's worth through some of the numbers:$20K of additional marginal income$12K after taxes (let's assume you make a good chunk and have a high marginal tax rate)$100/door per month is what many people tout as a reasonable ROI metric$12K per year is roughly then equivalent to 12 doors of real estate in terms of cash-flowHow many people on BP would work "more hours" to get 12 more doors of income producing real estate? 

I don't know of a more passive option in terms of holding real property.

But in terms of total volume, you're probably going to see The Levinson Team at the top of any list you look at, except for Vernon M., who always snags the top spot of total volume because his building company runs every build they church out through his MLS profile. 

All that matters for you is what your desire is in terms of B vs.

The S&L crisis was FAR worse in terms of CRE default rates and price declines than 2008 (I literally built a pitch deck breaking this all down last week so I have dozens of Excel models and graphs to prove this occurs every 10-15 years or so). 

@Griffin Myers Cleveland's far westside (Kamm's) and Parma will have lower taxes, but they're (not) Lakewood in terms of population density and character. 

I’m in an area that was heavily impacted in terms of employment.

What would be good in terms of hard money lending?