Consider factors such as desired return on investment, risk tolerance, and investment timeline.

I even have a fee in my lease if they want me to physically pick up a rent payment.

I'm addition to what's already been  said remember you have no control over the HOA regime fees.

Based on your numbers, there would be little to no cash-flow (if held as a long-term rental), especially if you factor in the high interest rates. 

So, you should have at least 10% contingency factor built into your numbers plus add at least 25% time to the timeline.

The appealing aspect here is the ongoing population growth and other economic factors.

That $50-100 nightstand will cost 2-3X+ more once you factor in the labor for someone to assemble it, multiplied by 2 for every bedroom.

Refinance, the sell on Lease Option getinng 10% down as an option fee and cash flow the properties.  

In my opinion, if you are going to be living in the same area as your rentals, I would not even factor property management in right now.

With a minimum 30-day rental period, tight registration criteria limited to permanent residents, and associated compliance costs such as fees and taxes, entering San Francisco's STR market without first examining these restrictions may result in problems and severe fines.