I have actually been working on an Excel sheet that includes depreciation recapture and the effect on your profit on the property. i attached part of a screen shot, i am still working on it ( off and on) but what i have come to figure is that there is a time when it is best to sell the property, otherwise you do start losing money.( unless you keep it and have it passed to your heirs). the sample i have on there is a house bought for 110K / 90K loan, as you see the yellow highlight is on a cell that reaches a tipping point on when your income, taxes and depreciation recapture tax / closing costs, would start to "cost" money - you would not make as much upon sale of the property. and i broke it down to 27 years, didn't see a need to have that 1/2 yr in the model.I also have it to where if you add to the asset ( addition, etc) it will add to the basis and change the numbers, but like i said there are still things i want to work out more and add.this does not include cost segregation as @Jay Hinrichs,@Jeff Glass,@Eamonn McElroy,@Barry Ruby and @Yonah Weiss have mentioned this is just a straight depreciation on a residential property.

The 5 sample Sales that I used were based on Wake County sales via ROD Books!

Here is what I am planning to do:-All property exteriors and grounds-All building basements and crawl spaces-All mechanical rooms-All vacant units-All laundry rooms to verify all equipment is functioning-Sampling of 8 occupied units  of varying conditionAm I missing anything?

.- The sample illustrations they work with using your information should accentuate the cash value instead of the death benefit.I bought my first "infinite banking" policy in 12/2009 and this year will mark 6 years of using my policy to finance things in my life. 

If you want to check out samples of postcards I have sent out I uploaded a couple in the BP fileplace.Frank

As others have said, 100 letters isn't a large enough sample to know if you're doing something wrong or if you're just getting unlucky.  

here's the link Link to yellow letter samples.  

@Roy Assaf ,All marketer marketing and hype aside.....1 Absolutely agree with @Michael Quarles  that yellows are the wrong approach for multifam....especially in Brooklyn. 2 Sample size is small, but to get ZERO calls, not even a "go to hell" or "I'm gonna shoot you in the head"....there's definitely something wrong.I assume you've checked all the basics, actually visually inspected your RTS to make sure everything is printed properly and phone number legible?

@Shane Foster Hey man I got your email with the sample letter the other day.  

Just got my Yellow Letter sample in the mail (Click Here)