House hacking may be your best bet to build equity, and maybe refi to pull funds or continue to save and put yourself in the best position a year or so from now to make the move to strictly investment props!!

I've seen some courses online for over $1000 that look shady.

Now with regards to a lender...your best bet is going to be a local community bank and/or credit union.

Quickbooks has an Online version or a Desktop version that can be installed on your computer.Do you need an accounting software to flip houses?

I think this is probably the best bet@George Skidis thanks, I will look into Legalshield 

My current real estate goals include connecting with local investors, providing value to others in any way I can, while continuing to learn my local market and more about real estate investing in general.If I’m not currently out physically looking at real estate Monday – Wednesday in or around Columbus; then I’m searching for it online, or reading about it.

4.6% is a great rate 9n a commercial property so I'm not sure I would mess with that unless you could get a long term, fixed rate loan.Cost of capital will be huge I bet. 

Common options are cash, personal check, money order, online payment, etc.

Which is why wholesaling is much more attractive because it requires no start up money. you cannot successfully wholesale as its taught by on line courses or gurus if you have no money.. the successful wholesalers be them licensed or not spend THOUSANDS upon THOUSANDS a month on lead generation.you could bird dog.. maybe with limited captial just gas and a phone and hope that you get paid. 

If the zoning code is online I can do a quick review to see what you can build.