I suspect they’re fairly poor at the moment (I realize that everyone makes their own choices in life), but adding a criminal record if it can be avoided seems unnecessary.

Depending on an offender's criminal history, this information will include either the address at which the offender resides or the community of residence and ZIP Code in which he or she resides.

We use SmartMove by TransUnion for credit and criminal background checks. 

If the bank goes under the FDIC can also go after the committee board criminally in some cases and it has happened.They want FULL UNLIMITED recourse against the borrower. 

Your welcome, but that's not near enough experience, no offence, but it's not near enough and yes, the UCC is the beginning of understanding installment agreements and how the agreement itself is terminated upon default, unlike purchase money loans that are going to foreclosure, the seller needs to know what their legal position is under different circumstances.

Having a subscription to a public records background check is very handy and for a minimal fee you can run background checks on the Sponsor including but not limited to civil lawsuits, criminal records, liens, judgments, bankruptcies, etc...

. - No open Bankruptcies - must be discharged 3 months prior to application- Criminal Record - no sex offenses, domestic violence, property damage, violent or fraud offenses - I don't include anything regarding current bills, credit score, etc. 

., It takes no more than a couple of minutes a day on aggregate to deal with.No offence, property managers, your services are essential to landlords, but it's worth consideration to do it yourself so you both learn the ropes and increase the trajectory of your wealth building, especially as a beginner.

No criminal background no collections.

The bigger the buffer, the less likely they’re going to stiff you on the last day of the month because other bills got to them first.The next piece of the puzzle is the criminal record.