I just turned 23 and I am working as a Fireman in Orange County, California. 

This is the same for us here in WA state seattle/bellevue or Orange County,CA where RV ratios re .30-.40% monthly rents to the price.In these cases DSCR programs are very tough to use or you’ll have to use interest only or an ARM - adjustable rate mortgage and interest only to qualify or make the numbers work.It’s always advised to seek conventional financing if you can qualify.

Pick an apple or an orange. why not add a Banana :) What did Clinton and Oboma raise in a quarter?

In markets where the bubble has yet to fully burst - Los Angles, Orange County, especially beach properties - this price depression will likely be more severe than other areas that are already affordable relative to the income that is earned by the residents.What will the regulators tell the banks?

You are talking about apples and oranges.

Here in Orange County, especially areas such as Laguna Hills, there's a strong market, with properties often getting snapped up within days, and "deals" are extremely rare. 

Had an attorney tell me a woman in Orange County, in collusion with a notary, fraudulently created paperwork and changed signing authority of their LLC with the Secretary of State.

We are in  a very health conscience area, being in coastal Orange County, CA.

@Kazi R.Kazi i drive a bright orange camaro around.

@MICHAEL YBARRA Yeah, it might be worth your time, but there are only 1602 current listings in Orange County, with about 150 new ones each month.