If your property was in a low end, rougher area of Indianapolis, I would say that's pretty typical but at $1000/mth rent, that is unusual from my experience.

You already saw she had an APO address, which is one form of confirmation.Her employment records should also confirm an address and her employer.If credit and income are really good, I don't care as much about the Landlord reference.There is nothing unusual with her applying somewhere else a week earlier.

@Tim Sutton - Having 3 gas and electric meters is unusual for a 2 unit.  

Since this is only a lot it might be easy to clear up as long as nothing unusual is going on.

The unusually tight 9-7 vote is the city's first major regulatory response to the widespread flooding Hurricane Harvey unleashed last August.

Once every couple of years Akron will forgive an unusually high bill if you submit evidencce that you repaired the problem.

The growing popularity of cost segregation, paired with bonus depreciation, can provide large "losses" in year 1.Your carry forward losses will typically be used when a property is sold, assuming you sell for a profit, if not before.In major Texas metros, especially in Austin, it would be quite unusual to find a property that produced more income than expenses + depreciation, at least for the first several years.If you are interested in passive investment in an apartment syndication, PM me and I'd be happy to discuss that with you further.

10% earnest money is unusually high, and it is risky since earnest money is typically forfeited in the event you don't close (it is almost universally regarded as liquidated damages in the event of a suit for specific performance- which someone asked about recently in another post).  

It is not unusual for a closing to be delayed or a loan approval to be rescinded.

Getting a bill for a 15 min phone call is not unusual when dealing with accountant/lawyer types.