A lot of my leads now are "wholesalers" or essentially bird-doggers who work their immediate sphere of influence but have no idea how to process a deal let alone close it out. 

I agree with @Twana Rasoul in that you shouldn't let rising interest rates influence your decision too much.

Stick to the fundamentals and do not let FOMO influence your decisions.

However perhaps influenced by Tampa and Orlando being right there.Atlanta has a ratio of 486K people for 151 PMs for a ratio of 3.2.Would be interested in your thoughts as active investors in the Indianapolis market.Warm Regards,Richard Olshove

I will be part of the group that does everything I can to increase my circle of influence and do something about it.

Keep in mind that Phoenix is the fifth largest city in the country with a growing high tech influence among other things.

The ABCs of real estate investing""mobile home wealth""Pitch anything""How to win friends and influence people"That should be enough info to get you started..

In my area, a credit score in the area of 640 is acceptable, the debt to income ratio varies, and is very strong influence.  

Keep in mind, RECA, the Real Estate Council of Alberta, has recently upgraded all of the rules regulating the realtors, and they have become quite strict with disclosures, being careful not to exercise undue power and influence over a seller if you're licenced, etc.This course has proved to be more exciting than I expected, however.

Don't let the 85% influence your numbers.