I don't know the particular company you referenced, but all of the criteria sounds nearly identical to what a number of other companies are doing wherein they have you fill out an application and then use your information to apply to various credit card companies on your behalf.

Too many flakes out there trying to steal peoples identities by placing ads to sell stuff, for employment, etc.

This addresses @Jack Tucker 's comments about how to grow as a turn-key operator without messing up.Our Cleveland guy didn't know how to do that (I'll call him Bill to protect his identity).