From the way you phrased your question above, @Anurag Bhalla , I'll guess you were asking the wrong question since this is what all escrow and title companies do.You don't add your name to a second lien on a property.

Let me re-phrase that.

Put that is trendy or fashionable.

Account Closed - This is what is called upside down - the Loan Balance (Mortgage) is greater than the value of the property - hence the phrase "upside down".  

@Anthony GaydenI like the phrase you used: "the psychological effects of dealing with debt."

I understand he's family,  but my answer number 1 is to phrase it in a way that you would if he wasn't your brother. 

The phrase, “your network is your net worth” gets thrown around a lot, simply because it’s true.

Check out the living cube concept for trendy grown up style bunk beds with storage and entertainment centers underneath.

Condos are plentiful, easy to fix, finance, and resell or rent.Riverside is decent price wise, it might seem overvalued but that is due to the fact OC and LA are ridiculously expensive and that trend is only going to continue as long as those markets are pricing people out.

That seems to be a trend. I