If you're smart, you'll get together with the other owners, let them know that if they choose to have an hoa, they will suffer the loss of their constitutional rights, the fact that their home will NEVER TRULY be their home, there will always be a lien against it that can and will and IS being foreclosed on in many areas/states, and that a few people will have control of what they do to their house.

So many people suffer from a condition known as “paralysis by analysis".I have observed too many people strangle themselves with the "What if" game and act as if they are performing due diligence!

This is NOT legal advice, but for all you know, you might be able to file suit against the landlord for that rent, for breach of contract and/or pain & suffering.

So applications that have not been upgraded by companies suffer as a result.

I live in Oklahoma where the market has slowed down to nearly static, but certainly not suffered as much as the west coast, etc.Still I don't want to over-capitalize since I bought it for only $150K.

If someone owned a home and suffered through rentals for 20 years and planned to retire to that home they shouldn't be penalized because Congress wants more tax money to give to first time homeowners.

So, about the only DP related choice is do we put down 10% and suffer PMI or do we bump it up to 20% and suffer the bigger cash hit.The simple evaluation gives you a thumbs up/thumbs down reading on a deal.

The marriage suffered and failed.

The idea that the market suffers through Democrat presidencies has been disproven...in fact, Using the Dow Jones industrial average as the benchmark, Stock Trader's Almanac shows a $10,000 investment compounded during Democratic presidencies since 1901 would be worth $279,705 after 48 years.

I rarely disagree with you, but one of the things I find most annoying is opening up someone's MySpace page and hearing some blasted crappy music.Adding music would just be asking for headaches galore for me and many others.I'm not willing to have others suffer for your Deliverance moment ;)That and . . . it just doesn't work, IMO.