From what I see there was such a rush to build new in FLA market or many of the FLA markets builder took on WAAAY more than they could handle instead of saying NO I dont have the sub trades ..

You will rush, pay people who you think can help you, you will try creative finance and sub to and fail, you will be too eager to grab shiny objects.

All complimented with Amazon fulfillment centers, google, and more tech manufacturing jobs.The bad reputation of “Detroit” comes from OOS investors wanting sub $40,000, D class properties in poor condition, because they pencil out to 2-3% deals on paper.

Builder has been building in our area for 15 years and I've gotten good reviews from banks, prior investors and sub contractors.

If the deal makes sense, it is not uncommon for a borrower with sub 500 credit to obtain financing with no appraisal required. 

We have a lot of customers at the moment who are strongly considering lifting their homes.

That's great that the bank who currently holds the note wants you on 20 year or 15 year amortization, they view you as a captive customer, they don't have to earn your business any more, as far as they are concerned. 

The only way I would ever win a MF deal in DFW would be to overpay - I wouldn’t understand the sub market like the locals do.Pick one or two markets you can get to easily.

I started a company to take bitcoin for rent back when it was sub $100. 

My opinion is that if people were making reasonable business calculations, these types of cases wouldn't even get there as the end result would be a judge having his eyes effectively glazed over and losing confidence in the efficacy of the sub metering solution.