If I go BRRRR I’ll refinance with a standard lender.Assuming we sell for $625k which is the ARV and market analysis I pulled, purchased for $345,500 and have $120k in reserves for rehab cost.

I noticed your double standard in your reply as you don't mention the thing that is "eerily similar to what we've heard...". 

Three years is the standard PPP, but 0-5 year options are usually available.

I believe the concept is great.

The renovations were already factored into the LTV during the initial loan approval, and the increased value of the property due to those renovations may not automatically allow for an earlier PMI removal under Fannie Mae's standard policy.Workaround/Next Steps:Reappraisal: You might be able to request a reappraisal if the lender is open to it.

I'm a licenced Broker and I also handle project management for flippers, contractors, etc.FEMA 50% Rule: ALL of the homes that exist in a Flood Zone have a 50% limit on work that can be done to repair them without bringing them into compliance with current flood standards.

It's not a smoke & mirrors concept.

Exercise caution and explore alternatives before considering themIt’s important to clarify that your employment with us ended abruptly because your actions and values did not align with our company standards.

This is pretty standard and should be in there, unless you went with non-standard docs

He's very thorough with this standard inspections and he also offers "investor due diligence" inspections at a reduced rate.