If you demonstrate that you are willing to take risk with your own skin in the game (HELOC), they are more likely to loan money to you, and at a lower interest rate than someone who has no experience. 

As someone who is just learning and does not have skin in the game yet, I would like to volunteer, and provide any help in organizing a meetup if you guys are interested.

I’m looking for some strategic advice but I don’t know anyone locally that thinks like the people on this board.I have four houses, three rentals plus primary. 3/2 1050sq’ owe $75k worth $240k rent is $1025 improved rent would be $1200 3/2.5 1090sq’ owe $80k worth $270k rent is $1025 improved rent would be $1450 3/2.5 2400sq’ owe $190k worth $455k rent is $1950 5/3 3500sq’ owe $160 worth $550k primaryI live in the west and values are sliding so numbers are guesses but I tend to be conservative.If I had to guess our 'real skin' in all this is probably about $25k.

But that’s a very long time and looking at that IRR, it’s really like 6-7%.

20% 0% super risky for a bank to put all the skin in the game and you have none.

There are so many different ways to skin the cat in real estate.

They will require some of your money for the purchase depending on the project to make sure you are putting some skin in the game.

While leveraging with loans can raise the potential IRR, it also creates additional risks. 

Most sellers are going to want some money to show you have skin in the game and for their own personal cash flow.here's an example of what a seller wanted after approaching me and an investor buyer:Rental property. hi ranch with a basement. 2 bedroom 1 bath on both floors.

You will need to have some funding though, as they prefer you to have skin in the game.