If you are in your 20s and have not started collecting kids, dogs, or commitments, this is the time to delay gratification and throw all that you have into something.

It could be a good idea to have a serious talk about yalls future - will you delay gratification for a couple years, be able to buy multiple properties, and get a better house down the line, or do you want to get as much as you can afford right now, have a high payment, and slow your growth - but have a better living situation in the moment.

I realized I was addicted to improving a property and getting financial value out of it just as much as the personal gratification. 

Thinking long term and delaying gratification may be the most important factor to success when starting out.

If their criminal record shows a violent or a sexual assault then it will be very tough for them to find a spot.

Delay gratification, think long term, and say no to the dumb stuff most of your peers are spending time, energy, and money on right now. 

Without going into too much details it seems we now have to choose one of two paths:-  "Delayed gratification" Keep our primary house as a rental.

If you are an evil person sexually harassing your tenants or refusing to fix the leaking roof, you can be held personally liable instead of the LLC.

State and local governmentsmay also prohibit housing discrimination but only in ways that add to or strengthen federal prohibitions; Oregonfor example, also prohibits discrimination based on sexual orientation and source of income.

Then found out the guy just got out of prison for sexual assault.