It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.Happy to discuss further. 

I’ve built a solid network of contractors, hard money lenders, conventional/DSCR lenders, and property management companies that serve as my trusted boots on the ground contacts in Memphis.

They are for holding that property only - that money IS your cash flow. 

Other analysis you can do is analyzing your cash flow, passive appreciation and principal recapture to see the total picture on your ROI.Once you do the analysis, you may find putting money into maintenance may or may not be worth holding the property.

That is bad debt that will keep you from making money.

Hi Kam 👋 There’s so many ways to make money in real estate and they all have their pros and cons.

If money becomes cheaper and homes become cheaper, time to start adding to your portfolio.

If you cash out equity in a property, you are "borrowing" that money from the lender.

It allows the investor to put their money to work in two places at one time.

They have given rent to retirement builders money and will never see it again.