They offer competitive terms and have a robust track record, but you may find their rates and points can vary based on the specifics of the deal.Roc Capital: They focus on fix-and-flip loans with favorable LTVs, and they’re known for quick underwriting.

I'm hoping to broaden my real estate literacy and savvy, as well as learn how to source, evaluate, and secure sponsors and deals that meet my financial goals.

If the cost of the couch removal and other items isn't that significant, maybe just pay out of pocket and don't renew them for another term (or take it out of security deposit if you have one).

After a month of renovations, I listed it on the market on November 19th and secured a tenant with a lease starting on December 10th.

Curious about the success others are having with these platforms or if anyone thinks Booking.com is becoming a necessary tool for securing STR reservations?

Can run thousands.And while this isn't an "out of pocket" typically you will need some personal liquidity and net worth to secure loans.  

Instead we recommend all our clients to secure their properties as they see fit.

Now they have exchanges, which are still not as secure as they are advertised to be by the operators. 

I negotiated the FSBO and was able to even secure a commission.

May be expensive but they are dedicated to private lender law, securities law and creditors' rights.