Imaging if you close on a deal with low cash-flow today at a 6.5% interest rate and then refinance at 5% in 5 years after paying down some principle.

I've been investing in the stock market for 30+ years, but am at the point where I'm ready to diversify more into real estate.I've been lurking on the forums here for quite some time and I am amazed at the value of the posts and level of knowledge that exists here.

They are the one advising her to switch from 401(k) to RE and she agrees as she doesn't believe stocks are going to get her to retirement at this point.

I've said it before on these forums, and I'll say it again this rotation of large cap to small cap stocks is usually how this starts pre-rate cut.

The housing stock is older so you have that to think about, but the entry point is generally low enough to get in and see how the market works for you. 

Pareto principle - 80% of the problems caused by 20% of the people.

It can also be used to make net worth comparisons at various points and to project your future net worth.Why investors should use it: Because Kubera allows you to track all of your assets—including real estate, stocks, precious metals, and other investments—it gives you a complete picture of your current net worth.

I think you may have people really start to take stock in whether the great florida weather is worth the cost and headache in dealing with the storms.2 major hurricanes in a matter of a month?

Since PITI = Principle, Interest, Taxes, and Insurance you could look for anything that lessens any of those variables. 

Beneficiary would receive current balance at time of death IAW Roth IRA rules.All sounds good but I’m not familiar with Athene’s possibly non stock investment vehicles.