After working a long night shift that ended at 6:20 AM, I shut my eyes and prayed, thanking the Lord for the day and asking for rest and guidance.

From that perspective, this is a pretty nice exchange.

I'm going to offer a different perspective of looking more at the asset instead of cash flow on paper.

From a real estate/landlord perspective what does this do besides take money out of my pocket?

I’d love to hear some perspectives from more experienced and local investors on what you think about the numbers below:$130k for 3bd 1ba for a single family house:- Reno Budget: 42k- Projected Rent: $1400Pros:1.

Your thinking like an agent, and using agent perspective of how a brokerage should run.

The foundation is so bad the house has shifted and I’m going to be spending nearly 40-50k to get this remediated.

This way, you'll have access to liquidity without the headache of managing separate loans and fees.Predicted Refi Rates: While no one can predict rates with absolute certainty, the general consensus is that rates may stay lower or remain stable in the short term, barring any economic shifts.

Many real estate investing content creators like BiggerPockets have shifted to telling people to focus more on appreciation, which is valid but most house hackers I talk to would like some cash flow once they move out or at least break even.

After securing a deal, your focus will shift to closing, finding tenants, and setting up efficient management.If you haven’t already, building relationships with local agents, contractors, and property managers in PA can save you a lot of time and hassle