I will add that to your question of 10% or 20%, you need to ask yourself whether you need the cashflow or not. 10% down would leave some money with which to buy more properties.

If you ever have any questions feel free to reach out and ask I enjoy helping and offering tips and loopholes to help save time and money.

Unless you are talking serious money, which I would say is 2k or more in excess taxes, it may not be worth your effort.

If you find something that works well as a short-term rental, but doesn't work well for you as a home, you'll have money but be dissatisfied when you live there.You don't even need it to produce a profit.

DSCR loans are not that low and regular hard money loans will be in the double digits.

Give me money so I can prove some guy on BiggerPockets wrong? 

Managing the property yourself can save money, teach you the ropes, and give you firsthand experience dealing with tenants and operations.

You do the course and you decide you want your money back. 

He talks about obtaining private money.

Many Realtors will suggest purchasing a property using a FHA Loan, to reduce your out of pocket money.