They will run your credit anyway later, but the bank can give you some estimates with the credit score.

Do they have a higher credit score?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

You can get up to 75% of the ARV on a cash-out, with rates starting at 5.875% APR and a 680 minimum credit score.

That also means that we can start building business credit, which does not report on our personal FICO scores.  

As a young self-managing landlord, I feel like it makes collecting rent look and feel more "official" so I am taken seriously... and my tenant set up autopay (score!)

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

You mentioned the roof and AC being new and i'm assuming they're in good condition.10% should be enough to cover the random water heater that goes or any other lesser headache. 

Also, be aware that if you are thinking of doing a BRRRR that maxing out your HELOC can have a negative impact on your credit score so when you go to do the refi you may potentially run into issues.

I obviously can't pick and choose what score to accept due to the Land Lord tenant act laws.