Too many gurus make it seem like someone will have instant success and when they don't here comes the upsell.

If they settled for such a large amount, the landlord must have carried some responsibility, and the insurance lawyers didn't feel they could win the case.

And four years ago, we all remember Donald Trump threatening to fire Jerome Powell if he didn't cut interest rates further at a completely unnecessary time, other than to help him try to win re-election.

A win, win, win Lessons learned?

So, if I’m under market by $160, but the tenant will signed the renewal thats a win. 

Is there any work around to this where everyone wins?

As for me, if I were back to square one, knowing what I now know, I would instantly spend the money again for the program we invested in. 

It's a win-win.

My 4 houses will by far out appriciate your one house, and I will win on net worth even tho i have slightly lower cashflow than your 1 house with 20% down. 

And if you time it just right when your tenant lease comes due, or have a tenant that just needs the extra space, then it’s a win win since you dont have to have any vacancy.