Granted I have my own guys to install.

Anyone here with experience installing rainwater collection systems either below or above ground on new construction vs drilling for a well? 

A brand new oven and as purchased and installed in March 2023.

The amount you can use for closing costs and rate buy downs is limited, so that leaves you with the majority of the credit for "upgrades," like finishing the landscaping, building a fence, installing sod, a sprinkler system, planting trees, buying appliances and installing blinds, etc. 

We installed a Carrier Furnace & Air Conditioner in a house that was under contract but not closed yet.

They opted not to put guest access control in and instead installed a key fob system for their tenants, with the expectation that they would just go let guests in by walking down the stairs and opening the door for them. 

.$12K turn on large home, included new high quality carpet and full repaintHere lies the major deviation: Property type matters.....I have NO LARGE HOMES, I install NO CARPET.  

I'd like to help, but I really don't want to install and then uninstall iTunes to do so.

.- They can be installed during the winter.- No property taxes.- Recommendation. 

Quote from @Shari Azama: I have never heard of making monthly payments in three separate installments.