So maybe the basement is not too wet/humid?

It's 94 degrees with 53% humidity in Houston.

What you've got to consider is that the mold is in one area BUT it is spitting out spores which are going airborne and traveling into a humid, food-rich environment.

Creates a bit of a humidity problem.  

To add to what Jason stated, even with a Broad or Special coverage policy, unless there is PHYSICAL water damage to the floors (not b/c of high humidity) there still might not be any coverage.Well what was the outcome?

(when considering an A/C system, especially in a humid summer environment, trying to cool with hydronic is challenging...think sweating glass of iced tea).

@Michael BorgerPack your shorts and tank tops it's been humid here recently.  

I believe there are temp and humidity IR sensors a professional will have to help ID potential problem areas.

Sometimes (depending upon the humidity, @Brandon Turner :) ) it will not highlight at all, but folks will get your mentions - just be sure to type it out as it show in their profile, or post etc. 

Originally the purpose was for sensors (humidity/moisture, temperature, electrical consumption, motion), but them we started to add control features (thermostat limits, electronic lock, etc), with the ability to delegate some access to the tenants.While it doesn't increase our rent, it does make looking after our student houses easier and the "coolness" factor does seem to help with word-of-mouth marketing.