John Spina jr The key to saving money is to PLUG THE HOLES in your spending habits.

If you do things by the book, provide habitable housing and insure yourself you should be fine.

Am I going to learn or re-learn truly useful stuff, like the above for how to help mothers with newborns get a right-sized house for the expanding family (which incidentally might benefit Quinton the REI in a bad HML), or is it going to be a bunch of useless mind-numbing junk that makes me want to contemplate self-harm?

It is in a bad area, where no one wants their business and is old and probably would need $200-500k in work to be habitable.

So, we decided to make this a habit and started looking for a second deal.Well, we did eventually find another deal.

-Would there be a way to purchase gold using Loan B funds without harming my ability to deduct the interest? 

and yes I am a wanna be airline pilot so I have to pay for my habit.

Take a hard look at your spending habits.  

(I have a habit of doing that myself) Nancy Neville 

Re state law, you as landlord have a duty to provide a habitable space, but it depends on the facts whether you've done that or not.