Now the decision between option 2 or 3 depends on a few variables.

There's ALWAYS options out there but you're going to have to go around and do most of the work yourself.

Is there a month-to-month option?

I am on the lending side of things so feel free to reach out if you ever want to talk shop and finance options that are out there. 

You can always lower the rent if need be.

This way, the lender wouldn’t be triggered (since most allow transfers to a trust), but I'd still have the benefits of an LLC.Other options a.

A company adding more options to a plan instead of trying to Nickle and Dime me with upsells.

To maximize your investment, use financing options like FHA or conventional loans, analyze deals based on cash flow and cap rates, and network with local investors through REI meetups and BiggerPockets.Good luck!

One option I'm pretty familiar with is land conservation easement/fee simple - though this is more of a strategy to help with all AGI rather than strictly capital gains.

Since you're looking to house hack your first multifamily in New London, CT, or Greater Boston, connecting with local investors and learning about financing options will be key.