I found myself here after googling something about an Investopedia email (got an offer for an "Unlimited Funding Investor Kit") and realized I can learn everything here instead.I'm really new to investing and have only thought about investing in RE in the future, so I might not be active right now, but I bookmarked the page for later; I started trading currencies less than a month ago so I've been spending time learning the in's and out's of that one.Glad to be here and I hope to learn as well as teach!

For ex. suppose you were to loan someone money say 10k and either took out a mortgage on their home or used something else of substantial value well in excess of the loan as collateral, how would the excess be handled in court or otherwise?

The Chinese government devalued their currency.

However, the local economy was doing well, the dollar to pound was favorable (we got loans from a local British lender), and we bought slight fixers to live-in and improve, with a goal of selling for a profit and making gains on the currency trade.  

Aside from establishing whether a specific property is well priced, the currency, taxation, legal framework and property management areas will be the most important ones to research.

But this is not true asset appreciation as much as it is currency devaluation.

It's value as a currency is based on the fact that supply and demand are inherently self regulated. 

If you are transferring money to the states from the UK, you'll already make 54 points off of the currency exchange as the Pound is worth $1.54USD. 

I know it does now have to be such in order to be a legal document but would feel better if it was.Because I do not want to deal with the city, My preferred exit strategy would be to wholesale the property or re-sell on a land contract wrap for ex. $27,900, $3-4,000 and monthly payments aprox $100 per month with an extra 1-2 years of additional income after my payoff.

How would one document and record these things for ex.?