DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

One would think that a bidder would pay $45,000 in my example (since they are assuming the first mortgage), but they are actually bidding $225,000.

Definitely going to consider everything including your last point about 0% interest credit to actually execute the flip and get materials/labor.

I guess the different strategies FOR ME would be.A- Find a lender that would actually do the refi and pay the tax.B- Sell a property and use those funds to lend as they would go back to the IRA. 

You’d be shocked by how little actual screening many PMC’s do!

No maintenance/cap ex, vacancy, PM, book keeping, asset protection, miscellaneous, etc.his actual cash flow when properly allocating for sustained expenses is a fraction of his advertised cash flow.  

I actually took a look at your profile and made some tweaks to mine. 

While other banks will allow 10 on credit and then allow you to switch to a DSCR or actual portfolio loan to free up credit.

Because counties usually set the fair market value of properties  about 15% below the actual sales value.  

Beyond the actual dollars.