I have simply eliminated the middleman.

It is always the best option to use cash as that eliminates the major expense (mortgage) with any property.

The low risk requirement eliminated lots of investment types like trading crypto, venture capital, ultra high leverage real estate deals - except for maybe a very small percentage of my investable assets.Since I’ve already accomplished tax minimization by managing to hold the majority of my assets in a retirement plan and paid the taxes to turn that plan into a Roth, number 4 is not a concern.I do invest for current income as second place to wealth preservation, and increase wealth as third place.

Counter argument:Paying off a house reduces risk by eliminating mortgage payments.

I understand this eliminates the "self sufficiency" test that the FHA requires for 3-4 units - which is great news. 

It makes financially a ton of sense, it eliminates your biggest living expense - rent.

A first priority would be to find a way to house hack and eliminate her housing payment.

So, unless we detect and have proof of actual fraud, let’s eliminate the word fraud when referring to these programs/gurus in our posts.  

By not having completed the quiet title, you eliminate any potential buyer who would need a loan, so make sure you have a good pool of buyers before you take that risk.

If you are a real estate professional, you may potentially be able to buy some rental properties, perform cost segregation studies and eliminate the taxable income.The issue, is in a couple more years, your PM company will likely be more profitable and you will have rental proprties with reduced depreciation, further increasing your tax burden.