![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1455279/small_1621512470-avatar-monicaj29.jpg?twic=v1/output=image&v=2)
12 December 2024 | 6 replies
While it's not nearly as good as talking to Michael himself, reviewing those resources will make you a vary savvy and informed consumer of Cost Seg services.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1503269/small_1694749085-avatar-veronicat25.jpg?twic=v1/output=image&v=2)
14 December 2024 | 11 replies
Read other reviews from a few year ago on other sites from people who have tried to locate him.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3155273/small_1733777375-avatar-rickd184.jpg?twic=v1/output=image&v=2)
12 December 2024 | 7 replies
thanks everyone for the replies, just getting back to this thread I will review in more detail.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1995248/small_1633489350-avatar-feliciar23.jpg?twic=v1/output=image&v=2)
11 December 2024 | 8 replies
Unused contingency funds, unless they were received directly from the borrower, must be used to reduce the outstanding balance of the renovation mortgage after all of the renovation work has been completed and the certification of completion has been obtained.The loan is not re-amortized.Draw Schedule:The HomeStyle program has a maximum 4 draw process.The initial draw can be up to 50% of the total project and can be for materials for the project.The final draw will be at least 10% of the total project as retainage and funds will be released upon receipt and approval of final inspection, Certificate of Completion from Appraiser, signed All Bills Paid Affidavits and Lien Waivers.Additional Draw Information:Ø Signed Draw Request by borrower and contractorØ Signed All Bills Paid AffidavitØ GMG review and approve the draw request and will release funds for disbursementØ A check will be issued in the name of the borrower and contractor and delivered to borrower via USPSØ An inspection of work to date will be performed at 50% completeFinal Draw Information:Ø Signed Draw RequestØ Final inspection/Completion Certificate will be required for release of final fundsØ A Title Update showing property free from lien or encumbranceØ General Contractor’s Lien Waiver AffidavitØ Affidavit of Completion GR will review and approve the draw request and will release a check in the name of the borrower and contractor.Change Orders and Cost Overruns:Changes to the initial plan are not permitted unless prior approval by Guaranteed Rate.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1229610/small_1690468454-avatar-weunderwood1.jpg?twic=v1/output=image&v=2)
10 December 2024 | 11 replies
The preliminary analysis can have lots of data, so it's important that the provider thoroughly review it with you to explain what depreciation tax deductions Cost Seg study provides and what depreciation benefit you would get w/o Cost Seg.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2294543/small_1694414000-avatar-chrisg748.jpg?twic=v1/output=image&v=2)
2 December 2024 | 26 replies
Can anyone give me a candid review to ensure that I wouldn't get burned from this VA company me and my partner can testify, closing our 2nd for the month in 10days, $11k spread that we anticipate
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3136829/small_1733850616-avatar-stevef278.jpg?twic=v1/output=image&v=2)
12 December 2024 | 5 replies
My suggestion would be to select someone with the most forum posts or most reviews.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/526543/small_1621481554-avatar-michaelm335.jpg?twic=v1/output=image&v=2)
11 December 2024 | 34 replies
TBH this seems like a valuable product and the google reviews and FB page is telling of this however the price point is quite steep at almost 10k this product has to work!!!!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1866804/small_1733331117-avatar-reevesb.jpg?twic=v1/output=image&v=2)
9 December 2024 | 10 replies
I joined BiggerPockets specifically to address this and to build relationships with people from diverse backgrounds and locations.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1039105/small_1732157390-avatar-benjaminj33.jpg?twic=v1/output=image&v=2)
7 December 2024 | 11 replies
It’s great to have someone with your level of experience and diverse background here.