At 19, your friends may not understand your drive.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.

Seller wants $160,000 cash out which leaves $50,000 in equity for the buyer.I had a taker from CA but he couldn't come up with the cash.I was not aware of anyone that understands that kind of deal.  

First, I recommend you understand the market.

We recently acquired our first commercial multifamily property, so I understand the transition you’re aiming for.

The reality is the land has value.before you add an ADU understand the numbers and work involved.  

Your goal is to build a passive real estate portfolio (we can discuss what passive means to you), so while I don't condone throwing $100k into a deal without even a basic understanding, alternatively doing so will teach you far more lessons than reading a book will.  

But my understanding is that yes, she can decline or retract by simply notifying her credit card issuer that the charge is invalid.

If I am understanding you correctly, the employee can only really "donate" 60% of their AGI and would be taxed on the remaining 40%?

I am obviously conflicted with the moral side of pursuing legal action here, but understand that people can do untruthful things when it comes to financial gains.