Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

Even better, use an equity participation note where you charge for example 5% interest plus a percentage of the profits. 

And this is why they might not ask for repairs since the policies are very bare bones to begin with

@Greg Friedman already a lot of great feedback on the thread.There are some tax benefits to self-managing depending on your level of participation and REPs 

And most importanlty we also have Agents throughout the US and abroad on our Team and they participate in our zoom meetings and group chats so they are never alone. 

On a transaction with tight margins (barely debt-covering), this could be the difference between getting it done and not. 

Based on our participation in the market in July, good properties priced correctly are still selling within days.

Then you need to materially participate in the activity, here are the tests to meet MP: https://www.investopedia.com/terms/m/material-participation-...I recommend tracking your hourly diligently in a material participation time log.

@Lauren SanfordI barely learned I could resell and estimated around 50k at 0%.

You mentioned they are also doing a capital call, that is a difficult thing to contend with and, in my opinion, the decision to participate is going to depend on the operator and their communication.