As expected the banks I've talked to thus far (that I have great relationships with) are skeptical about funding.

When I tried to get it when my side of the family found out and tried tp take over reverse mortgage payments to bank because she had died it was to late so they sold the house to Hud and then other reverse mortgage companies but a relative still lives there so they can't kick them out.

Quote from @Griffin Malcolm: Open an LLC and apply for a small business line of credit from Key Bank.

@Jason Wray I actually already work with the Federal Savings bank and am currently refinancing one of my properties with you.

The liquidity or funds for the purchase can be in your new entity or your personal bank acct.

Getting over 5% return when using their banking partner so working to transition all my properties over for rent collection.  

I have a few banks and family offices I've worked with for years that will definately do the deals with me. 

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.

The rules are more complex than we can fully explain in an online forum.

Was told initially it was a banking issue, but we will see what the latest is .