Owning rentals is a business, and I resent the governments assertion that all landlords are rich and all tenants are victims.  

Bring your settlement statement , assert that is was an arms length transaction and that the price you paid was market value.  

You'd think she would sue Avvo first for asserting (through their model) that she's a 6.7 out of 10 lawyer!  

I will disagree with the assertion that you are lucky to get $63  a day. 

Your lender is not qualified to make such assertions and is 100% wrong.1099 has no bearing in work comp.

After seeing some frauds and cons making assertions that they are licensees, when in fact they are not, this further bolsters my disdain for many of these operators.

@Nathan Cron, Your assertion that New Western does not put ARV on marketing materials is patently false.  

I would assert that if you are in a position to reduce your monthly home spend, and buy a property as well to get tax benefits and potential long term equity, any cash that you can save is a positive.  

That being said, I have heard assertions that property managers generally take 10% off of the rent, though I haven't actually talked to any in person to confirm this.

. § 7-101(c) defines a collection agency as follows:"Collection agency" means a person who engages directly or indirectly in the business of:(1)(i) collecting for, or soliciting from another, a consumer claim; or(ii) collecting a consumer claim the person owns, if the claim was in default when the person acquired it;(2) collecting a consumer claim the person owns, using a name or other artifice that indicates that another party is attempting to collect the consumer claim;(3) giving, selling, attempting to give or sell to another, or using, for collection of a consumer claim, a series or system of forms or letters that indicates directly or indirectly that a person other than the owner is asserting the consumer claim; or(4) employing the services of an individual or business to solicit or sell a collection system to be used for collection of a consumer claim.CONCLUSIONA debt purchaser that attempts to collect a consumer debt by bringing a foreclosure action is required to have a license unless some statutory exemption applies.Why would an investor hire a mortgage broker to act as a collection agency?