Does the appraisal value really matter though if it generates a ton of income?

You cannot finance more than what wouldve been available in the initial purchase or use any improved value or new appraisal to increase the loan amount. 

Properties in the area appraise for US$450-800k depending on the location.  

Since this is an FHA Streamline, there is no appraisal, no income verification, no employment verification, no out-of-pocket costs, and nothing rolled into the new loan.

Hello,Is there a Real Estate Appraisal tool or application or website we could use to know and generate appraisal of a real estate property (single family home, condo, etc. ?

It appraised for $70k more.

I bought it for $530,000 in 2023 which is what it appraised for at the time.

We went way over our expected budget - by far our worse budget miss ever (remarkably we were only 0.5 week over our 2 month timeline).Using my rule, take the estimates and double them then add for lost occupancy and that is what I would be seeking or the owner have the work done using licensed contractors and do the work, take the risks, and suffer the vacancy costs.If you purchase having to do the work and your appraisal can handle it, the credit at closing is superior to price discount.  

She promised updates and photos once they arrive, but they never materialized.During the two-month escrow, she was difficult to reach, and despite repeated requests, she failed to arrange an appraisal and inspection despite my many requests.

What are some ideas should i explore so that I can minimize the financial loss in this situation especially given I cannot refinance even if the rates were 0% as my property value won't appraise.