Btw I can cash out from this ongoing debt fund at anytime and go back in or add money at anytime.

And interest rates probably aren't coming back down anytime soon.

But I've learned, I'm wiser.

If you do not have something kind or helpful to say please refrain from saying anything at all. 

While I was scared, I still proceeded since I had just learned the general process from my course.

Quote from @Stephen Smith:  It has been a learning experience, for sure. 

These were investments, the value of the assest are there, its the liquid that ran short and had to resort to credit cards to fix up the propertyYou spent $50k from savings, borrowed $50k from a 401k, and are paying it back over five years at around 7.5% interest, then borrowed another $40k from credit cards and are paying that back at around 8% interest, maybe more.

Why ask: Live interaction provides an opportunity to gain immediate answers to burning questions and allows you to learn from experts in real-time.

Quote from @Gloria N Gear: Hi Alejandro, I just had a new client (investor) from Toronto drive the short 8 hour drive to Indianapolis this weekend to do some research of the area with me. 

I don’t think so, but I’m interested in seeing the evidence if you can produce any.