When an agent approaches me and says, "I have a deal where you are the junior lender, the senior is a government loan and is capped at $6,000 for subordinate lien holders.

If your sale has closed then exchange proceeds can be use to purchase the new property in the entity set up by the QI called the EAT (exchange accommodating title holder). 

I also don't want to spend time looking for lease holders every now and then.

Am I able to wholesale with a tax certificate holder or only the owner?

@Hank Hebel,If you inherited an IRA from your spouse - it can be converted into your own IRA, with your name on it.An IRA inherited from anyone other than your spouse would have to be "Inherited IRA", it will have the deceased name as the account holder and you as the beneficiary will control it. 

China buys a LOT of US Bonds, driving interest rates higher if they react Trade wars can raise interest rates because they drive inflation, and the Federal Reserve is as allergic to too much inflation as I am to shellfish, and interest rate increases are their tool of choice.China is the biggest holder of US notes.

I've been sourcing private note holder leads for about 9 years now through some solid sources who have really streamlined the compilation process over the past couple of decades.

Ryan,You may want to try First Federal of Lakewood (FFL) or LimaOneCapital.  

We go really cheap on some things, like paint,  towel/toilet paper holders, and go higher end on things like faucets.. as others have mentioned, it's an art and you have to find your balance.Also... so  many people forget-- this is someone's future home, this isn't a mutual fund/stock, so you need to focus on what things will make your tenants happy! 

The seller is just the mortgage holder.