*Quick wave to Keith* We used to live in Shrewsbury Hills before moving to Florida...Neil J - We are a Brokerage where all of our people are also investors.In Florida, it is as simple as a disclosure form.

@Elliott ElkhouryI guess @J Scottwas too modest to suggest, So I will....I bought both his books, and would recommend the same. 

Thank you Sergey Tkachev , Tim Kunz and Elliott Elkhoury I am now following the Sacramento User group.

Great idea about the direct mail thread, Elliott. 

If they miss a wave, they search for the next one and get themselves in position.

Hi Elliott Burris , I'm an agent in Houston.

Also I heard that being a disabled vet waves the funding fee, but what if you were granted disablity after acquiring the loan?

From another client report (this one from 2012) - sans footnotes and references.All Americans are experiencing the expansionist wave of government control over all of our activities, and businesses are being increasing drafted as part of a quasi police network or informer network.

While the other one was in tidal wave zone of the ocean which drove us to 16ft high up to the finish floor. 

thanks so much, Elliott.