Then you would have a deal where any homes you bought you would pay the mail carrier say...$500.Thanks,Greg Horn

I just had a exterior pain and interior carrier 3 ton unit installed for 3200.00.

Different insurance carriers for each scenario.  

(The WC carrier will certainly subrogate (go after you) for that claim). 

I would look into the mini splits from Friedrich and Carrier.

I submitted my original offer on and AIR  form and received pushback from the listing broker.They didn't have an issue with us representing our sleeves but did request we resubmit the offer on the commercial CAR form.After multiple email exchanges I picked up the phone and essentially told them the buyer, and entity I control, had made an offer on the form of their choice and it was within the scope of their fiduciary duty to present that offer to the seller, in this case a local bank.I was told they could only work on CAR forms because it was a mandate from their principal broker, and "require by their E&O insurance carrier".I simply informed them that their broker did not have the option to mandate the type of offer a buyer could make, and E&O insurance doesn't cover contract type rather it covers professional conduct.Reluctantly they submitted to the bank.

We use a newer cell carrier and pay $40 month for the both of us on smart phone plans (unlimited text/data).

Go ahead and call your insurance carrier as well and report what you find.

I recommend you check with your potential broker's E&O insurance carrier to see if being the agent for the purchase or sale of your own properties is covered under their policy.Good luck!

I’m not really sure how to proceed because it seems like there’s an inherent conflict of interest here for the contractor: they have an incentive to keep the estimate low to minimize the payout from the insurance carrier and win the bid from us.