At that point prices may drop but that could be over a year away yet.  

It'd take ~16 years to get the same cash out from the first scenario as the second (~10k).

Quote from @David Cherkowsky: Hi All,I purchased an investment property in the middle of last year and to this point have been using 0.75*lease value in my DTI calculation.

One method he introduces is called "Stacking" a great approach if you're not diving fully into real estate yet but want to start by acquiring a few units per year.

Just as a comparison for using greater Cincinnati credit union they have at top tier credit score 6-7% on 7-12 year fixed rate loans, 9.5 on variable loans and 5.25-6% on 10-30 year loans.

Hi - I have started buying LTR's in the last few years.

Quote from @Derek Farmer: Hello all,I am 25 years old living in Indianapolis Indiana. 

Here is my heatmap from a few years ago (we have far more traffic and conversations now).

If it’s 4 units you’d always want the residential loan with the 30 year fixed rate, especially if you plan to live there.

I recently worked on an amendment to some condo plans we did 15+ years ago and I had to re-calculate how we got to what was in the plans and the values changed over two or three iterations as the attorney represented what to include and exclude.